I know that I was the one that said a joint checking account wouldn't kill us, but I may have to recant that statement.... this checking account is literally trying to take my life. We're only a few weeks in and, sure, it took some getting used to, (well, it WILL take some getting used to when we actually take the time to sit down and go through all of our bills together) but we've done well of informing each other of significant bills going in or out of the account. And, to my husband's credit, he's only lost 2 receipts so far (which is a big deal, especially since he was not used to keeping a ledger or saving receipts at all... kudos to him!--even though this IS probably all his fault).
So, last night I sat down, ready to pay our bills (I'm even willing to compromise and try the online payment option for some of my bigger bills in order to save stamps and envelopes.... it's akin to having me get a Brazilian, but I'm willing to make this attempt on a trial basis because my husband won't stop harping me about it) after entering in all of our receipts, paycheck stubs (all 1 of them), and pending bills. I added everything up and ATTEMPTED to balance our checkbook, only to find that we are over $400 off from what our bank says we have! With a slight sigh of relief, I can report that this error is in our favor, but I am not the type of person that can handle a mystery load of cash floating around in bank-land. I need answers! WHERE DID IT COME FROM!?!?!
Three hours later, I had checked and re-checked each receipt, deposit slip, and bank statement from the last 3 months-- Nothing. Honestly, I have no idea where the money came from, because it wasn't there before we joined accounts and my husband's statements showed no such money either (you see? this is what happens when you try to do anything with a boy.... even his money is throwing a wrench into my system!). Somewhere between tears and hysterical laughter, I gave up, accepted the fact that money may, in fact, be asexual, and that I will simply allow our funds to reproduce like rabbits in heat. Maybe someday the nice bank lady and I will be able to figure out what happened, but until then, I will try to refrain from being killed by our joint checking account.
So, last night I sat down, ready to pay our bills (I'm even willing to compromise and try the online payment option for some of my bigger bills in order to save stamps and envelopes.... it's akin to having me get a Brazilian, but I'm willing to make this attempt on a trial basis because my husband won't stop harping me about it) after entering in all of our receipts, paycheck stubs (all 1 of them), and pending bills. I added everything up and ATTEMPTED to balance our checkbook, only to find that we are over $400 off from what our bank says we have! With a slight sigh of relief, I can report that this error is in our favor, but I am not the type of person that can handle a mystery load of cash floating around in bank-land. I need answers! WHERE DID IT COME FROM!?!?!
Three hours later, I had checked and re-checked each receipt, deposit slip, and bank statement from the last 3 months-- Nothing. Honestly, I have no idea where the money came from, because it wasn't there before we joined accounts and my husband's statements showed no such money either (you see? this is what happens when you try to do anything with a boy.... even his money is throwing a wrench into my system!). Somewhere between tears and hysterical laughter, I gave up, accepted the fact that money may, in fact, be asexual, and that I will simply allow our funds to reproduce like rabbits in heat. Maybe someday the nice bank lady and I will be able to figure out what happened, but until then, I will try to refrain from being killed by our joint checking account.
We go thru ESB . I make all payments online. Our banking updates instantaneously so I know when Jeff has purchased a Venti at Starbucks before he tells me. I do all the money stuff alone. I give Jeff app $200 every 2 weeks for gas, chew & coffee. Anything beyond that he asks if we have it. Men are dumb. Forgetful. And annoying to figure things out with so I'd rather do it alone. Much less headache.
ReplyDeletedanielle d.