It was a shock to my system when I received a phone call from my new employer asking me to start work this coming Monday instead of February 13th, as previously discussed. MONDAY!! So much to do, so little time! (Because 7 weeks was simply not enough time to clean the blinds.) I hurried to make a list (I actually have special Shivonne Costa To-Do list tablets, courtesy of Anal Retentive Control Freaks R Us) of the things that HAVE to be done before Monday, prioritizing them from "AHH! Get it done, get it done, get it done!!!!" to "Eh....whatever". At the top of the list? Open a joint checking account.
So what if it's only taken a year and half? I mean, aren't their plenty of other things that occupy a newly married couple's focus? Seriously, the first year of marriage was so filled with figuring out sleeping arrangements, bathroom schedules, and training my husband, that trying to manage a joint checking account just never seemed to fit in. And really, if my driver's license can still state my maiden name and former address (oops), then should I be too concerned with my banking? Surely not. But, in the interest of creating a new financial plan for 2012, we (I) decided that it was time for a joint account. Sadly, my poor husband doesn't hear the words "budget" or "savings". No.... he hears "allowance" and, more importantly, the word "No". Honestly, it's not my intention to strip away his big boy pants in all of this, which I explained to him very dutifully. No one's proverbial testicles are going to be placed in a proverbial vice.... we're just going to look at our debt in a new way and TOGETHER (haha....oh....sorry!) try to utilize our combined incomes to attack them one at a time. (Besides, the teller at the bank assured us that the likelihood of a male in his 30s dying from joing accounts is super low in this area....)
Sure, splitting up the bills and paying them separately worked for a while. But now I think we stand a chance to move forward and actually get to our goal of having no money! Well, as opposed to having negative money.... Anyways, I REALLY think we can do this. I mean, at this rate, (well, after we finish paying the first one off) I think we stand an excellent chance of being able to purchase a new wedding ring for me sometime before 2020!
So what if it's only taken a year and half? I mean, aren't their plenty of other things that occupy a newly married couple's focus? Seriously, the first year of marriage was so filled with figuring out sleeping arrangements, bathroom schedules, and training my husband, that trying to manage a joint checking account just never seemed to fit in. And really, if my driver's license can still state my maiden name and former address (oops), then should I be too concerned with my banking? Surely not. But, in the interest of creating a new financial plan for 2012, we (I) decided that it was time for a joint account. Sadly, my poor husband doesn't hear the words "budget" or "savings". No.... he hears "allowance" and, more importantly, the word "No". Honestly, it's not my intention to strip away his big boy pants in all of this, which I explained to him very dutifully. No one's proverbial testicles are going to be placed in a proverbial vice.... we're just going to look at our debt in a new way and TOGETHER (haha....oh....sorry!) try to utilize our combined incomes to attack them one at a time. (Besides, the teller at the bank assured us that the likelihood of a male in his 30s dying from joing accounts is super low in this area....)
Sure, splitting up the bills and paying them separately worked for a while. But now I think we stand a chance to move forward and actually get to our goal of having no money! Well, as opposed to having negative money.... Anyways, I REALLY think we can do this. I mean, at this rate, (well, after we finish paying the first one off) I think we stand an excellent chance of being able to purchase a new wedding ring for me sometime before 2020!
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